Commercial Coverage

Commercial Insurance Coverage Tailored for the Needs of Your Business

Protect what you have worked so hard to create with commercial insurance coverage from North Jersey Insurance Group. We offer several common types of commercial insurance and tailor your coverage to suit your business types, needs, and budget. Our agents work hard to save you money and provide you with affordable coverage you can rely on. Contact us today to learn more about our independent insurance agency or to schedule an appointment with an agent.

Commercial Property

Property insurance pays for losses and damages to real or personal property. For example, a property insurance policy would cover fire damage to your office space. You can also purchase additional coverage for business property, including:

  • Boiler and Machinery Insurance
  • Debris Removal
  • Builder's Risk Insurance
  • Business Interruption
  • Inland Marine
  • Ordinance or Law Insurance
  • Crime Insurance
  • Insurance of Tenants
  • Fidelity Bonds
  • Glass Insurance
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Commercial Liability

Liability insurance covers injuries that you cause to third parties. If someone sues you for personal injuries or property damage, the cost of defending and resolving the suit would be covered by your liability insurance policy. A general liability policy will cover you for common risks, including customer injuries on your premises. More specialized varieties of liability insurance include:

  • Errors and Omissions Insurance
  • Malpractice Insurance
  • Directors’ and Officers' Liability

Workers’ Compensation

Workers’ compensation insurance covers you for an employee's on-the-job injuries. Businesses with employees are required by various state laws to carry some type of workers’ compensation insurance. In most cases, workers’ compensation laws prohibit the employee from bringing a negligence lawsuit against an employer for work-related injuries.